Breakdown cover from an award-winning provider, from just £19.70 per year.

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Why choose Coverwise?


Premium benefits as standard
Premium benefits as standard

We offer high quality service at an affordable price, without reducing your protection.

Rapid response
Rapid response

Our expert repairers reach our customers within 45 minutes on average.

Best value for money
Best value for money

Save up to 64% on your annual breakdown cover by choosing us over the AA, RAC and Green Flag.*

Recommended service
Recommended service

Our customers gave a service satisfaction score of 88% for our response time and roadside experience.

Award-winning provider
Award-winning provider

Our insurer, AXA, has won Best Breakdown Provider for 9 years in a row at The Personal Finance Awards.

Wide repair network
Wide repair network

Our established network of over 450 outlets across the UK means that help is never far away.


What's included?


These benefits are included as standard with all of our breakdown policies.

Cover for any driver
Cover for any driver
UK misfuelling cover
UK misfuelling cover
Caravan or trailer recovery
Caravan or trailer recovery
Theft or vandalism cover
Theft or vandalism cover
UK roadside repair
UK roadside repair
Zero excess
Zero excess

Coverwise Local

24/7 roadside repair if you break down more than 1 mile away from your home
24/7 roadside repair if you break down more than 1 mile away from your home
Recovery of your vehicle, the driver and passengers to a repairer or destination of your choice within 20 miles of where you have broken down
Recovery of your vehicle, the driver and passengers to a repairer or destination of your choice within 20 miles of where you have broken down

Coverwise Nationwide

All the benefits of Coverwise Local
All the benefits of Coverwise Local
Recovery of your vehicle, the driver and passengers to either your home or original destination, anywhere in the UK
Recovery of your vehicle, the driver and passengers to either your home or original destination, anywhere in the UK
The convenience of overnight accommodation or a hire car to get the driver and passengers to your intended destination, if your vehicle can’t be repaired the same day
The convenience of overnight accommodation or a hire car to get the driver and passengers to your intended destination, if your vehicle can’t be repaired the same day

Coverwise European

All the benefits of Coverwise Nationwide when you're in the UK
All the benefits of Coverwise Nationwide when you're in the UK
Cover in the event of vandalism, theft or attempted theft of your vehicle while you're on a European trip
Cover in the event of vandalism, theft or attempted theft of your vehicle while you're on a European trip
Recovery of your vehicle, the driver and passengers to a local garage or repairer in over 40 countries
Recovery of your vehicle, the driver and passengers to a local garage or repairer in over 40 countries
The convenience of overnight accommodation or a hire car to allow you to continue a European trip, if your vehicle can’t be repaired the same day
The convenience of overnight accommodation or a hire car to allow you to continue a European trip, if your vehicle can’t be repaired the same day
Repatriation of your vehicle, the driver and passengers to the UK if necessary
Repatriation of your vehicle, the driver and passengers to the UK if necessary

Coverwise Homestart

Available with our Nationwide and European policies, our Homestart service provides cover for roadside repairs if you break down at your home address or within one mile of your home.
Available with our Nationwide and European policies, our Homestart service provides cover for roadside repairs if you break down at your home address or within one mile of your home.
If your vehicle can’t be repaired where you’ve broken down, we'll take it to a local garage or repairer
If your vehicle can’t be repaired where you’ve broken down, we'll take it to a local garage or repairer

How do we compare?


Comparing our insurance against the market's leading providers shows how you can save up to 77% by choosing Coverwise for your motor breakdown cover.*

  •  
  • Local cover
  • Nationwide cover
  • Nationwide with Homestart
  • Coverwise
  • Local cover£19.70
  • Nationwide cover£26.95
  • Nationwide with Homestart£41.95
  • The AA
  • Local cover£80.00
  • Nationwide cover£130.00
  • Nationwide with Homestart£180.00
  • RAC
  • Local cover£76.45
  • Nationwide cover£126.50
  • Nationwide with Homestart£181.50
  • Green Flag
  • Local cover£39.20
  • Nationwide cover£43.68
  • Nationwide with Homestart£43.68

*We update the comparison of our Motor Breakdown Assistance product prices against those of other popular providers regularly. This table was last updated October 2023 using direct quotation from each provider's website for the closest equivalent annual product. Seasonal promotions are not taken into account.

Broken down?


If you've broken down in the UK or Europe and need assistance, you can call our emergency UK helpline or report your breakdown online.

You'll need to provide your current location and your vehicle registration, make, model and colour. We'll also ask you what you think is wrong with your vehicle, so that our repairer will be better prepared to get you going again as quickly as possible.

Call our helpline

Our lines are open 24 hours a day, 7 days a week.

Report online

Report your breakdown online with the free AXA breakdown recovery tool, e-Rescue.


To ensure your complete security, we only work with insurers who have a global presence and the expertise to provide our policyholders with the highest levels of protection and service.

 

Our breakdown policies are underwritten by Inter Partner Assistance S.A. UK Branch, with a registered office at 106-118 Station Road, Redhill, RH1 1PR. Inter Partner Assistance S.A. UK Branch is a Branch of Inter Partner Assistance S.A. (Financial Conduct Authority registration number 202664), which is a Belgian firm authorised by the National Bank of Belgium under number 0487. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

To ensure your complete security, we only work with insurers who have a global presence and the expertise to provide our policyholders with the highest levels of protection and service.

 

Our breakdown policies are underwritten by Inter Partner Assistance S.A. UK Branch, with a registered office at 106-118 Station Road, Redhill, RH1 1PR. Inter Partner Assistance S.A. UK Branch is a Branch of Inter Partner Assistance S.A. (Financial Conduct Authority registration number 202664), which is a Belgian firm authorised by the National Bank of Belgium under number 0487. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.